Services

Your Money Deserves A Plan

Together, we will create a plan covering the following topics.

Spending and Saving Review: Set a purpose for every dollar you earn! We will implement a system to easily track your fixed, variable, and irregular expenses.

Student Loans and Other Debts: Debt causes stress and anxiety. We will create a plan to take advantage of federal student loan repayment and forgiveness options or repay the debt.

Lifestyle, College, and Retirement Goals: The plan will help you balance the priorities of enjoying life now, savings for your children’s college, and preparing for retirement with tax advantaged accounts.

Insurance Analysis and Estate Planning: Worst case scenarios feel difficult to consider, but we want to guide you in mitigating risk and staying prepared.

Tax Planning: Don’t tip the government! Throughout the planning process, we look for ways to strategically reduce the taxes you pay.

Service Levels

Ongoing Planning:

The work does not stop after creating your financial plan! Periodically, investments need to be shifted, new tax legislation comes out, and most of all, life changes.

Because of this, after the initial implementation stage, we will meet at least twice a year and touch base between meetings.  

Ongoing wealth management services cost $600 quarterly for those with less than $250,000 of investable assets. When investable assets exceed $250,000, we use the following fee schedule:

  • $0 - $1,000,000: Annual fee equals 1% of investable assets.

  • $1,000,001 - $5,000,000: Annual fee equals 0.75% of investable assets.

  • $5,000,001 and Above: Annual fee equals 0.25% of investable assets.

Investable assets include retirement accounts, investment accounts, and cash amounts expected to be invested.

The pricing for ongoing planning without investment management is variable.

Project Based Planning:

While people commonly find the most value in ongoing services, we also offer planning on a one-time basis.  We can build a financial plan for you and let you implement the recommendations on your own. 

A complete financial plan, as outlined above, costs $1,850. You can also engage us for advice on a specific topic. A standard student loan plan costs $600. Our hourly rate is $200.

The First Step

The first step is to schedule a free 20-minute introductory conversation to get acquainted.

If your goals align with our services, we will begin scheduling the following conversations to build your financial plan.

  • Chart the Course

    During this conversation, we will talk about your family’s background and future direction. What makes you feel passionate? What keeps you up at night? What led you to your current understanding of money?

    We want you to leave this conversation knowing we understand your motivations, concerns, and dreams.

  • Get Prepared

    Once we understand the big picture, we will gather all the nitty gritty details. Before and during this conversation, we will collect your account statements, tax returns, insurance policies, and more.

    We want you to leave this conversation feeling more clarity about your finances than ever.

  • Start the Journey

    Before this conversation, we will take some time to review your information and write the financial plan. During the conversation, we will talk through each piece of the plan and lay out steps for implementation.

    We want you to leave this conversation feeling prepared to make the right financial choices for your family.

Start the Conversation

We look forward to meeting and hearing your story.